Financial Institutions
ScaleJade builds the layer between a core banking system that cannot be taken offline and a settlement deadline that will not move.
What we see in this sector
Indonesian banks are absorbing BI-FAST settlement, QRIS interoperability and tightening AML reporting at the same time — usually on core systems that predate all three and cannot be taken offline to find out what breaks.
Settlement windows that do not move
BI-FAST clears in seconds, and the window does not care that your core is mid-batch. Throughput has to hold at the worst minute of the month, not the average one.
Cores older than the rules they now satisfy
QRIS interoperability and SNAP open APIs are being asked of systems specified a decade before either existed — and there is no maintenance window long enough to find out what breaks.
Screening that has to clear before the money does
APU-PPT obligations put a compliance check inside the payment path. Every millisecond it costs is a millisecond taken from settlement.
What we build against
- POJK
- PBI
- BI-FAST
- SNAP open API
- APU-PPT (AML/CFT)
- ISO 20022
- MAS TRM Guidelines
Frameworks we design and document against.
What we build
Core banking integration layers
Adapters and anti-corruption layers that let new services talk to a core you are not permitted to modify.
Real-time AML and sanctions screening
Screening inside the payment path, measured at p99 under production load rather than in a benchmark.
Regulatory reporting pipelines
Reporting an examiner can follow from the ledger entry to the submitted figure without a spreadsheet in the middle.
Settlement and reconciliation systems
Deterministic finality, and a reconciliation story that still holds when a downstream system disagrees.
Proof
Clients and partners
Selected work
Tier-1 Financial Institution
High-Assurance Core Banking & Settlement
- Zero Downtime Architecture
- High-Frequency Throughput
- Sub-400ms Finality
Banking Infrastructure Provider
Sovereign Banking Cloud Integration
- 100% Regulatory Compliance
- Multi-Region Active-Active
- Zero-Knowledge Privacy
Research
LedgerProof: Verifiable Settlement for Permissioned Blockchain Networks
A settlement protocol that produces succinct, externally verifiable proofs of finality for permissioned ledgers used in regulated finance.
Read the paperDriftGuard: Detecting Silent Data Drift in Production ML Pipelines
A lightweight monitoring method that flags distribution shift in deployed models before it degrades downstream business metrics.
Read the paper
Working on a core migration, a screening path, or a reporting obligation?
Tell us the constraint you cannot design around. That conversation is more useful than a capability deck.
Talk to an engineer